3StepAgreement Terms and Conditions of Use
Updated 9/22/2015

The terms and conditions are as follows:
    By creating an account and/or using the software and service, you agree to, and acknowledge that you understand, the terms and conditions set forth below.

    IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS OF USE AND DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE, DO NOT USE 3STEPAGREEMENT. BY USING 3STEPAGREEMENT YOU AGREE THAT YOU ARE AT LEAST 18 YEARS OF AGE, ARE LEGALLY ABLE TO ENTER INTO A CONTRACT AND AGREE TO THESE TERMS AND CONDITIONS OF USE. THESE TERMS AND CONDITIONS OF USE FORM A BINDING AGREEMENT BETWEEN YOU AND DIVORCE SOURCE, INC. PLEASE NOTE THAT THIS AGREEMENT PROVIDES FOR THE MANDATORY ARBITRATION OF DISPUTES AND INCLUDES A WAIVER OF THE RIGHT TO A JURY TRIAL AND CLASS ACTION WAIVER AS SET FORTH BELOW.

    Divorce Source, Inc. is Not a Law Firm and Does Not Provide Legal Advice
    This is a quality nonlawyer self-help divorce solution. The 3StepAgreement Documentation software and service is not a substitute for the advice of a lawyer. Divorce Source, Inc. does not practice law and does not give out legal advice. The software and service allows you to represent yourself in doing your own uncontested divorce. If you need or desire legal representation, have a contested divorce, or have complex legal issues that cannot be resolved on your own, we recommend that you hire a lawyer.

    Because of the possible unanticipated changes in governing statutes and case law relating to the application of the information contained within this software and service, the authors and creators and any and all persons or entities involved in any way in preparation of the website, application, software and and service disclaim all responsibility for the legal effects or consequences of the interpretation of the information and/or documents. Individuals intending to use the website, application, software and service as an information resource and document preparation tool are doing so on their own behalf without representation of a lawyer in a "do it yourself" fashion. Your use of the software and services does not create a lawyer-client relationship between you and Divorce Source, Inc., or between you and any Divorce Source, Inc. employee or representative. Divorce Source, Inc. does not review for accuracy and/or file any document with the court on your behalf, nor does it pay any associated court or filing fees.

    100% Money Back Guarantee - Refunds
    Divorce Source, Inc. offers a 100% guarantee that you and your spouse will be able to get a comprehensive Separation Agreement by using this software. If you are not satisfied with the final Agreement our system provides you, we will issue you a full refund with no handling fee. To be eligible for this refund, you will be required to provide a copy of an Agreement that you use instead of ours. This helps eliminate abuse of our policy. The Agreement you provide us will be reviewed by our refund department to determine the content and quality before any refund will be issued. The refund may be denied if the Agreement provided is of lesser quality or uses content from the Agreement originally provided through our software. It is in our support staff's nature to take the time and opportunity to give each individual customer personal attention should they have difficulty using the software. We have both e-mail and phone product support (1-800-680-9052 Mon - Fri 9 am -5 pm EST). Since 3StepAgreement is a software and service type product all refund requests are reviewed individually. A change of mind or a change in circumstance will not automatically warrant a refund.

    Disruptions and Account Termination
    If Divorce Source determines that you have violated the terms and conditions of use, your account will be cancelled and no refund will be issued.

    Online disruptions may prevent the account owner from accessing his or her account.

    Disclaimer of Representations and Liability
    PLEASE READ THIS SECTION CAREFULLY, AS IT AFFECTS YOUR RIGHTS.

    YOUR USE OF THE INFORMATIONAL CONTENT PROVIDED BY THIS SERVICE IS AT YOUR SOLE RISK. THE INFORMATIONAL CONTENT IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. DIVORCE SOURCE, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

    DIVORCE SOURCE MAKES NO WARRANTY THAT (i) THE INFORMATION CONTENT WILL MEET YOUR REQUIREMENTS, (ii) THE INFORMATIONAL CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE INFORMATIONAL CONTENT WILL BE ACCURATE OR RELIABLE.

    YOU EXPRESSLY UNDERSTAND AND AGREE THAT DIVORCE SOURCE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF DIVORCE SOURCE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE INFORMATIONAL CONTENT; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE INFORMATIONAL CONTENT; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) ANY OTHER MATTER RELATING TO THE INFORMATIONAL CONTENT.

    Customer Product Support
    It is in our support staff's nature and a company policy that we take the time and opportunity to give each individual customer personal attention should they have difficulty using the software service. We have both e-mail and phone support (1-800-680-9052 Mon-Fri 9 am -5 pm EST). We are not lawyers and do not provide legal advice of any kind. If you need legal advice we recommend that you hire a lawyer.

    Privacy
    Divorce Source, Inc. will not sell, rent or lease your personally identifiable information. We respect your privacy. Divorce Source, Inc. does reserve the right to provide relevant account information to resolve fraudulent, unauthorized, or charge disputes associated credit card companies and/or our credit card processors as well as any legal related matters.

    Dispute Resolution By Binding Arbitration and Class Action Waiver
    PLEASE READ THIS SECTION CAREFULLY, AS IT AFFECTS YOUR RIGHTS.

    Most customer concerns can be resolved quickly and to the customer's satisfaction by calling our Customer Service Department at 1-800-680-9052.

    If you have a dispute with Divorce Source, Inc regarding the 3StepDivorce software and service, and you are unable to resolve the dispute informally, you and Divorce Source, Inc. agree that upon demand by either you or Divorce Source, Inc., the dispute will be resolved through binding arbitration. A "dispute" is any unresolved disagreement between you and Divorce Source, Inc., regardless of when the claim arose, and includes claims based on contracts, torts, statutes, regulations, common law, and equitable claims. All statutes of limitation applicable to any dispute shall apply in any arbitration between you and Divorce Source, Inc..

    YOU AND DIVORCE SOURCE, INC. AGREE THAT YOU ARE EACH WAIVING THE RIGHT TO A JURY TRIAL OR A TRIAL BEFORE A JUDGE IN A COURT. You and Divorce Source, Inc. agree that each may bring claims against the other only in an individual capacity, and that neither you nor Divorce Source, Inc. shall be entitled to join or consolidate claims by or against others in any arbitration, or to include in any arbitration any dispute as a representative or member of a class, or on behalf of the general public, or as a private attorney general. If this limitation is found to be unenforceable; however, this issue shall be properly delegated to the arbitrator as set forth below, it shall not be severable, and this entire arbitration provision shall be unenforceable. You and Divorce Source, Inc. agree that the arbitrator may award injunctive relief only in favor of the party seeking relief, and only to the extent necessary to provide relief warranted by that party's individual claim. In the event of any inconsistency between this arbitration provision and any provision contained in any other applicable terms of use, license agreement, disclaimer, or privacy policy relating to Divorce Source, Inc or the 3StepAgreement software and service, this arbitration provision shall be controlling.

    Each arbitration, including the selection of the arbitrator, will be administered by the American Arbitration Association (the "AAA") according to its Commercial Arbitration Rules and the Supplementary Procedure for Consumer-Related Disputes (together, the "AAA Rules"). The AAA Rules are available online at www.adr.org, or by calling the AAA at 1-800-778-7979. In the event of any inconsistency between the AAA Rules and this arbitration provision, this arbitration provision shall be controlling. Either party may demand arbitration of a dispute at any time, regardless of whether a lawsuit or other proceeding has previously been commenced. Either party may demand arbitration by completing the form for Consumer-Related Disputes provided for that purpose, and following the instructions on the form. The form is available on the AAA's website, www.adr.org, or by calling AAA Case Filing Services at 1-877-495-4185. You should attach a copy of this arbitration provision, which will remain available online. If you demand arbitration, you must send a copy of the form or other demand, by U.S. Certified Mail, addressed to: Divorce Source, Inc, P.O. Box 1580, Allentown, PA 18105. If Divorce Source, Inc. demands arbitration, you will be sent a copy of the form or other demand, by U.S. Certified Mail, at the most current postal address that Divorce Source, Inc. has for you in its records. Except as otherwise provided by applicable law, each party will remain solely responsible for their own attorneys' fees and expenses incurred in connection with the arbitration.

    You and Divorce Source, Inc. agree that: (1) the parties are participating in transactions affecting interstate commerce; (2) this arbitration provision and any resulting arbitration are governed by the Federal Arbitration Act (Title 9 of the United States Code); (3) the arbitrator shall decide any dispute regarding the interpretation, application, or enforceability of this arbitration provision; (4) neither party will disclose, to any third party, any information obtained from the other party in the arbitration proceeding, except as required by applicable law; and (5) neither party will be entitled to rely on any arbitration award, finding of fact, or conclusion of law issued in any other arbitration proceeding involving only one of the parties. This arbitration provision shall survive the termination of any other contract between you and Divorce Source, Inc..

    Entire Agreement
    These Terms constitute the entire agreement between you and Divorce Source, Inc. with respect to the subject matter of these Terms, and supersede and replace any other prior or contemporaneous agreements, or terms and conditions applicable to the subject matter of these Terms. These Terms create no third party beneficiary rights.

    Governing Laws
    3StepAgreement exists solely within the Lehigh County in the State of Pennsylvania. You agree that regardless of where you reside or where your browser is physically located, your viewing of 3StepAgreement occurs solely within Lehigh County in the State of Pennsylvania and that all content, software and services shall be deemed to be served from and performed wholly within, Lehigh County, Pennsylvania, as if you had physically traveled there to obtain such service.

    These Terms and Conditions of Use will be governed and interpreted pursuant to the internal laws of the Commonwealth of Pennsylvania, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Pennsylvania in connection with any dispute between you and Divorce Source, Inc. arising out of these Terms and Conditions of Use or pertaining to the subject matter hereof to the extent an arbitrator does not have jurisdiction. You agree that the exclusive venue for any dispute between the parties arising out of these Terms and Conditions of Use or pertaining to the subject matter of these Terms and Conditions of Use will be in Lehigh County, Pennsylvania and federal courts in the Eastern District of Pennsylvania to the extent an arbitrator does not have appropriate venue.

    Waiver, Severability and Assignment
    Divorce Source's failure to enforce a provision is not a waiver of its right to do so later. If a provision is found unlawful, void or unenforceable, then that provision shall be deemed modified or limited only to the extent necessary to bring it within a legal requirement or will be severable from the Terms of Use and shall not affect the validity and enforceability of the remaining Terms of Use. You may not assign any of your rights under these Terms, and any such attempt will be void. Divorce Source, Inc. may assign its rights to any of its affiliates or subsidiaries, or to any successor in interest of any business associated with the Services.

    Modifications
    We may revise these Terms from time to time, and will always post the most current version with in your account. If a revision meaningfully reduces your rights, we will notify you (by, for example, posting on our blog or on this page). By continuing to use or access the software and service after the revisions come into effect, you agree to be bound by the revised Terms.

    If you have any questions or concerns, please contact us at any time.

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3StepAgreementTM is provided by Divorce Source, Inc., the owner and operator of the Divorce Source Network, the largest and most visited online divorce resource since 1997.

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